Knowledge Tree
Fair Housing Act
Also known as: FHA
Facts (10)
Sources
The Fair Lending Implications of Targeted, Internet Marketing consumercomplianceoutlook.org 7 facts
referenceThe Fair Housing Act prohibits discrimination in making available or in the terms or conditions of the sale of a dwelling on the basis of race or national origin, and prohibits businesses engaged in residential real estate-related transactions from discriminating against any person in such transactions.
claimThe marketing of housing and credit products carries legal obligations under the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA).
referenceThe Fair Housing Act (FHA) makes it unlawful to make, print, or publish any advertisement regarding the sale or rental of a dwelling that indicates a preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
claimThe Equal Credit Opportunity Act (ECOA) and the Fair Housing Act both prohibit redlining.
referenceDiscriminatory advertisements under the Fair Housing Act may include selecting media that make advertisements unavailable on the basis of a prohibited characteristic.
claimThe Equal Credit Opportunity Act (ECOA) and the Fair Housing Act prohibit steering.
claimThe Supreme Court affirmed that the Fair Housing Act permits liability under a disparate impact theory, which prohibits policies that appear neutral on their face but have a disparate impact on a protected class.
Fair Lending Report of the Consumer Financial Protection Bureau federalregister.gov Jul 2, 2024 2 facts
claimThe Department of Justice (DOJ) alleges that Colony Ridge defendants' conduct violated the Fair Housing Act (FHA).
claimThe Department of Justice (DOJ) addressed how the Fair Housing Act (FHA) applies to discriminatory appraisals in a joint statement of interest filed with the Consumer Financial Protection Bureau in Connolly & Mott v. Lanham et al.
Fair Lending Enforcement Program - Department of Justice justice.gov 1 fact
perspectiveThe Department of Justice filed an amicus brief supporting the argument that 'reverse redlining'—the practice of targeting minority neighborhoods for predatory loans designed to fail—can violate the Fair Housing Act and the Equal Credit Opportunity Act.