Debt consolidation is a private financial arrangement governed primarily by state consumer protection laws, whereas bankruptcy is a federal legal process governed by the United States Bankruptcy Code, specifically 11 U.S.C. §§ 701–784 for Chapter 7 and 11 U.S.C. §§ 1301–1330 for Chapter 13.

Authors

• Person: Not available Organization: Scura, Wigfield, Heyer, Stevens & Cammarota
  Debt Consolidation vs Bankruptcy (Chapter 13 & Chapter 7)

Sources

• Debt Consolidation vs Bankruptcy (Chapter 13 & Chapter 7) www.scura.com Scura, Wigfield, Heyer, Stevens & Cammarota via serper

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• debt consolidation concept