Payment history is the most important factor in a FICO Score, representing 35% of the total score, and reflects how an individual has managed debt payments over time.

Authors

• Person: Not available Organization: National Urban League
  Why Credit Reports and Scores Matter to Your Financial Health

Sources

• Why Credit Reports and Scores Matter to Your Financial Health nul.org National Urban League via serper

Referenced by nodes (2)

• FICO score concept
• payment history concept