Under the Home Mortgage Disclosure Act (HMDA), financial institutions were required to maintain a Loan Application Register (LAR) to record financial and demographic data on each loan applicant, which was reported annually to the institution’s regulatory agency.

Authors

• Person: Charlie Zong Organization: Duke University
  Regulatory - American Predatory Lending

Sources

• Regulatory - American Predatory Lending predatorylending.duke.edu Charlie Zong · Duke University via serper

Referenced by nodes (1)

• Home Mortgage Disclosure Act concept