Alternatives to debt consolidation and debt management include refinancing secured debt, negotiating directly with creditors for hardship programs, and bankruptcy.

Authors

• Person: Not available Organization: Valley Credit Union
  Debt Consolidation vs Debt Management: Which Is Right for You?

Sources

• Debt Consolidation vs Debt Management: Which Is Right for You? www.valleycu.org Valley Credit Union via serper

Referenced by nodes (2)

• debt consolidation concept
• bankruptcy concept