If an individual lacks access to a workplace retirement plan, does not receive an employer match, or is already contributing to a 401(k) and seeks additional savings options, an Individual Retirement Account (IRA) is a recommended alternative.

Authors

• Person: Not available Organization: NerdWallet
  Retirement Planning: A 5-Step Guide for 2026 - NerdWallet

Sources

• Retirement Planning: A 5-Step Guide for 2026 - NerdWallet www.nerdwallet.com NerdWallet via serper

Referenced by nodes (1)

• Individual Retirement Account concept