Federal Trade Commission ↔ Consumer Financial Protection Bureau

Relations (1)

related 2.81 — strongly supporting 6 facts

The Consumer Financial Protection Bureau and the Federal Trade Commission are related as federal regulatory agencies that collaborate on fair lending enforcement, as evidenced by their joint participation in the Interagency Task Force on Fair Lending [1] and the Interagency Working Group on Fair Lending Enforcement [2]. They also coordinate on regulatory guidance [3], enforcement actions [4], and regular interagency meetings [5] to address issues like illegal online lending [6].

Facts (6)

Sources

Fair Lending Report of the Consumer Financial Protection Bureau federalregister.gov Consumer Financial Protection Bureau 4 facts

claimThe Interagency Working Group on Fair Lending Enforcement is a standing working group of Federal agencies, including the Consumer Financial Protection Bureau (CFPB), the Department of Justice (DOJ), the Department of Housing and Urban Development (HUD), and the Federal Trade Commission (FTC), that meets regularly to discuss issues relating to fair lending enforcement.

measurementIn 2023, the Consumer Financial Protection Bureau (CFPB), the Federal Deposit Insurance Corporation (FDIC), and the Federal Trade Commission (FTC) collectively brought four fair lending enforcement actions.

claimThe Interagency Task Force on Fair Lending consists of the Consumer Financial Protection Bureau (CFPB), the Department of Housing and Urban Development (HUD), the Federal Trade Commission (FTC), the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board (FRB), the National Credit Union Administration (NCUA), the Office of the Comptroller of the Currency (OCC), the Department of Justice (DOJ), and the Federal Housing Finance Agency (FHFA).

claimConsumer Financial Protection Bureau (CFPB) personnel meet regularly with personnel from the Department of Justice (DOJ), the Department of Housing and Urban Development (HUD), the Federal Trade Commission (FTC), the Federal Housing Finance Agency (FHFA), State Attorneys General, and prudential regulators to coordinate and discuss the CFPB's fair lending work.

Key 2025-2026 Regulatory Compliance and Lending Law Changes winnow.law Winnow 1 fact

procedureCompliance and risk teams must audit credit scoring algorithms for medical debt variables, engage data science teams to recalibrate predictive models without medical obligations, and monitor Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) guidance on permissible underwriting criteria.

Predatory Lending — An Explainer - MECEP mecep.org Maine Center for Economic Policy 1 fact

perspectiveFederal regulators, including the Department of Justice, the Federal Trade Commission, and the Consumer Financial Protection Bureau, should utilize their authority to enforce regulations against illegal online lending.