Knowledge Tree
Relations (1)
cross_type 3.17 — strongly supporting 8 facts
The American Public Health Association advocates for policy interventions and federal actions to mitigate the negative health and financial impacts of unsecured debt, as detailed in [1], [2], and [3], while also recommending local zoning strategies to limit predatory lending practices associated with such debt in [4], [5], and [6].
Facts (8)
Sources
The Impacts of Individual and Household Debt on Health and Well ... apha.org 8 facts
perspectiveThe American Public Health Association (APHA) policy brief recommends that city and county governments use zoning laws and other policy interventions to reduce the density of payday loan storefronts in low-income neighborhoods to protect residents from unsecured debt.
perspectiveThe American Public Health Association recommends that the federal government and Congress cancel student, medical, and other types of excessive debt for lower-income people, people of color, and other groups harmed by unsecured debt.
perspectiveThe American Public Health Association (APHA) suggests that instead of legalizing payday lending, public policy should focus on reducing the demand for high-cost loans, increasing the availability of safe low-interest loans with reasonable repayment terms, and providing public benefits to lower the demand for unsecured debt.
perspectiveThe American Public Health Association (APHA) recommends that the United States federal government take coordinated actions to reduce unsecured debt levels and improve consumer protections to prevent financial drains and health harms.
perspectiveThe American Public Health Association (APHA) recommends that the federal government take coordinated actions to reduce current levels of unsecured debt and improve consumer protections against overexposure to unsecured debt to ensure fair access to resources for basic needs and protection from financial and health harms.
perspectiveThe American Public Health Association (APHA) recommends that the federal government take coordinated actions to reduce current levels of unsecured debt and improve consumer protections against overexposure to unsecured debt to ensure fair access to resources and protection from financial and health harms.
perspectiveThe American Public Health Association recommends that city and county governments use zoning laws and other policy interventions to reduce the density of payday loan storefronts in low-income neighborhoods to protect residents from unsecured debt.
perspectiveThe American Public Health Association recommends that health departments adopt policies to reduce exposure to predatory lending and unsecured debt in community health improvement plans, citing Kansas City, Missouri, as an example of this practice.